Banking Services Operations (Functional Electives Finance)

Paper Code: 
MBF-424
Credits: 
4.0
Contact Hours: 
40.00
Max. Marks: 
100.00
Objective: 
  • The objective of the course is to develop the skills required for understanding the banking sector in India. Banking Service Operation will enable the management student to have an insight to the banking sector and how it works.
8.00
Unit I: 
The Evolution and Structure of Banking Industry

The Evolution and Structure of Commercial Banking Industry, Types of Banking, Role and Functions of Banks.

8.00
Unit II: 
Changing Scenario of Banks

Innovation in Banking- ATM, Bancassurance, Virtual Banking, Universal Banking, Corporate Banking, Electronic banking, RTGS and clearing house. Risks in e-banking. Rural banking and constraints of rural finance in India. Introduction to regional rural banks. Concept of Micro Finance.

9.00
Unit III: 
Negotiable Instruments

Cheque, Crossing of Cheque, Types of Crossing, Dishonour of Cheque, Conditions for statutory & voluntary dishonour of cheque by bank, liability of bank or customer responsible for dishonour.

7.00
Unit IV: 
Fund Based & Non-Fund Based Borrowing Facilities

Loans, Cash Credit, Overdraft, Bill discounting, Export Packing Credit, Project Finance, Consortium Finance, Loan Syndication, Bridge Loan.
Letter of Credit, Guarantees, Co-acceptance facility.

8.00
Unit V: 
International Banking

Introduction, Types of International Banking, Regulation of International Banking, Services Supplied by Banks in International Markets, Challenges for International Banks in Foreign Markets.

Essential Readings: 
  • Peter S Rose and Sylvia C. Hudgins, Bank Management & Financial Services, Tata McGraw Hill, 7th Edition, 2010
  • P.N. Varshney, Indian Financial System & Commercial Banking, Sultan Chand & Sons, 2007

 

References: 
  1. Vijayaragavan Iyengar, Introduction to Banking, Excel Books, 2009
  2. Padmalatha Suresh and Justin Paul, Management of Banking and Financial Services, Pearson, 2 nd Edition, 2010
  3. Dr S Gurusamy, Banking Theory Law and Practice, McGraw Hill, 2008